Do You Need Renters Insurance for Flood Damage?

3/29/2021 (Permalink)

Let SERVPRO help you and your family shield from any more issues after storm damage.

Newark residents are concerned about flood protection

If you are a renter, it is a good idea to get insurance. Although your landlord is responsible for the property, renters insurance can protect your belongings or help you pay to replace them in the event of an incident.

If you suffer flood damage in your Newark rental home, can renters insurance help you? No – in most cases, renters insurance does not cover flood damage. However, you can purchase separate flood damage insurance. If your area is inclined to flooding or you have valuables that you are concerned about, it is wise to buy flood damage insurance.

SERVPRO can help you liaise with your insurance company. We can:

• Give you impartial advice on what to keep and what to toss.
• Clean and restore your personal items so you can claim for repair rather than a replacement – most insurance companies prefer this option.
• Take photographs and provide evidence of loss for your insurance claim.

We are happy to talk to your insurance company on your behalf – ask your SERVPRO representative.

To get help with flood damage, call SERVPRO of Newark, Southwest Fremont at (510) 737-8793.